Can I Write Off Cost of Home Improvements?

Do not draw from or borrow from a 401k until you hit 59-1/2. Go to the bank and take out a loan. there are a variety of reasons to do so. Interest is deductible, Generally you can borrow at rates between 6-9% on a Home improvement loan, where as if you "remove" money from a 401k you pay the gooberment your going tax rate plus an early withdrawal penalty. There are some adustments for energy conservation as well, if you add insulation, new furnace, Water Heater you may want to check the line items when you are doing your taxes.

1. Do i need to turn off water heater?

the only reason to turn off the water heater would be to drain it or if it got drained out through a leak.as long as there is water in it you do not have to turn it off

2. What's wrong with my hot water heater?

If its on a GFCI that is incorrect. It should not be plugged/wired into a GFCI. Otherwise I would recommend replacing the circuit breaker at the "fuse box". Surprisingly enough those things do go bad from time to time. Hope this helps.

3. Is a tankless water heater worth the cost and time to put in?

My brother installed an electric in his home and within 6 months the circuit board burned out and needed replacing. a year later it needed repair again. So it really has not saved him any money yet, in fact it's been a money pit so far

4. How do I work my water heater?

You should attack your water heater with a flashlight or find a manual - but I will try to explain it here. First turn the knob to on - then pilot - then push your knob in and at the same time light the pilot light with a long match. Hold your push in Button for at least 30 seconds, then release - that should keep your pilot light working. If you pay for your own gas utility - you can call your local gas company tomorrow and they will send out a technician will light it for you. You can do this!

5. Which water heater element should I get?

You will be fine getting an element with the same voltage and watt specs. I have never heard of watt densities. Good luck

6. I'm interested in what you would consider to be the least expensive tricks to saving energy?

Caulk windows, doors and anywhere air leaks in or out. Do not caulk around water heater and furnace exhaust pipes. Weather-strip around windows and doors. Wrap heating and cooling ducts with duct wrap, or use mastic sealant. Install energy-saver shower heads. Set the furnace thermostat at 68 degrees or lower, and the air-conditioner thermostat at 78 degrees or higher, health permitting. 3 percent to 5 percent more energy is used for each degree the furnace is set above 68 degrees and for each degree the air conditioner is set below 78 degrees. Use compact fluorescent lamps. You can lower your lighting bill by converting to energy-efficient low-wattage compact fluorescent lighting and fixtures. Clean or replace furnace and air-conditioner filters regularly, following manufacturer's instructions. Set the water heater thermostat at 140 degrees or "normal." If you have a dishwasher. Otherwise, set it at 120 degrees or "low." Check your dishwasher to see if you can use 120 degree water. Follow the manufacturer's direction on yearly maintenance to extend the life of your unit. Fix defective plumbing or dripping faucets. A single dripping hot water faucet can waste 212 gallons of water a month. That not only increases water bills, but also increases the gas or electric bill for heating the water. Wash only full loads in a dishwasher and use the shortest cycle that will get your dishes clean. If operating instructions allow, turn off the dishwasher before the drying cycle, open the door and let the dishes dry naturally. Defrost refrigerators and freezers before ice buildup becomes 1/4-inch thick. Install shades, awnings or sunscreens on windows facing south and/or west to block summer light. In winter, open shades on sunny days to help warm rooms. Close the damper when the fireplace is not being used. Try not to use the fireplace and central heating system at the same time. In cold Weather: Close your curtains and shades at night; open them during the day. Keep windows on the south side of your house clean to let in the winter sun. In warm weather: Install white window shades, drapes, or blinds to reflect heat away from the house. Close curtains on south- and west-facing windows during the day.

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The Most Suitable Ways to Reduce Costs and Energy in Your House
Because of the state of the economy, everyone is interested in being economical; because of the state in the environment, most responsible people might like to do their part.Possibly the best ways to save money in your house is always to lessen your energy consumption, which can ultimately mean a decrease in fossil fuel consumption and greenhouse emissions-thus killing two birds with one stone. There are some practical and simple tips on how to reduce your electric and gas consumption, which is best for the environment as well as for our pocketbooks. Turn Down the Thermostat It really is difficult to believe, but by lowering your thermostat by 1°C can reduce your heating costs by as much as 10%, which means a savings of about £50 per annum. Any particular one degree is insignificant: to put it simply by using an extra blanket during the night in the wintertime. If your home heating system contains a programmer, set it to merely come on when you manually switch it on, instead of having it run all the time. Reduce Your Water Temperature Most of us have their hot water heaters set too high, which results in higher heating bills. Set the water heater cylinder to 60°C/140°F. This really is hot enough for whatever you need, and definately will bring your costs down and save energy. Window Matters The windows in your home tend to be more than merely tips on how to see out: additionally let in draughts and let heat out. Close the curtains at nightfall, which will keep heat from escaping. Also, verify the seals all around the glass window panes and casings, as well as doors; if you think a draught, remedy it. Flip the Switch Remember your mum telling you to switch off the light whenever you left a room? Well, it wasn't about being a nag, it was about saving valuable energy. Just by turning off the lights whenever you exit, it can save you significantly on electric costs. Say No to Standby Many newer appliances have a "standby" mode, which can be convenient to the user, but that also costs you extra money. Maintaining an appliance on standby uses more electricity than turning it off and on does, so don't use that feature. Additionally, when your notebook computer or mobile phone is made charging, unplug it. Not just is usually that better for the device's battery, it is kinder with the electricity bill. Fill 'Er Up While using the washing machine, dryer, or dishwasher, fill it up, rather than doing multiple partial loads. It's simple math: a complete load uses less energy than doing two half-loads. Mind the Kettle When creating tea or other item needing boiling water, only boil as much as is required. Bringing extra water to boil is really a waste of energy and water. Fix the Sink Were you aware that a dripping domestic hot water faucet will waste enough water to fill up half a bathtub, along with wasting the power used to heat that water? Check your taps and connect any leaks-and turn them off completely when you're done with them! Make use of the Right Lightbulbs Economical lightbulbsare a necessity. Furthermore they last 10 times so long as regular incandescent lightbulbs normally, they also significantly lower your light bill: just as much as £45 over the bulb's lifetime! If you switch one of these new bulbs for a high-wattage incandescent, especially one that's used frequently, you can save about £70!Conduct a thorough inspection of your home's home's energy consumption to trap where changes can be created that can allow it to be more energy-efficient. Through the use of these tips, it can save you a large amount of money and conserve energy as well.
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